---
title: Ready, Set, Home! Lock & Shop
description: Become a Ready, Set, Home! Certified Home Buyer with Union Home Mortgage.
image: https://go.uhm.com/hubfs/RSH%20Icon%20uhm.png
---

![Main UHM Logo-1](https://go.uhm.com/hs-fs/hubfs/Main%20UHM%20Logo-1.png?width=200&height=58&name=Main%20UHM%20Logo-1.png "Main UHM Logo-1")

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# Get Ready, Set, Home!

Become a Certified Home Buyer and Lock Your Rate

When buying a home, make an offer that gives you the confidence of a cash buyer and peace of knowing you can achieve homeownership.

Become a Ready, Set, Home! Certified Home Buyer with Union Home Mortgage. We verify your financial assets upfront, giving you greater purchase power and a serious edge with sellers. Plus, shop for a home without worrying about fluctuating mortgage rates with Lock & Shop*.

- Greater Purchase Power
- Make an Offer that Competes with Cash
- Close On Your New Home Faster

 

[Terms & Conditions](https://sweeps.uhm.com/rsh-rl-rules?hsLang=en)

 

![lock and shop](https://go.uhm.com/hubfs/lock%20and%20shop.jpeg "lock and shop")

## **Lock & Shop**

Take advantage of our exclusive Lock & Shop program as a Ready, Set, Home! Certified Home Buyer that allows you to secure and protect a rate for up to 90 days while you look for a home.

• Mortgage Rate Locked for 90 Days  
• Conventional, FHA, VA and USDA Loan Eligible  
• No Property Address Required  
• Available for Primary Residence

[ Secure Your Rate Today ](https://go.uhm.com/ready-set-home-rl?hsLang=en#certified)

#### Bring Homeownership Dreams to Life

When competition is high, don't make an offer unless you're a Ready, Set, Home! Certified Home Buyer.

#### Competitive Rates

Super Competitive Rates and Flexible Loan Options

#### Convenient Approval Process

Easy and Convenient Mortgage Approval Process

#### Less Fees Upfront

Experience Minimal Upfront Fees**

### When competition is high, don’t make an offer unless you’re a Ready, Set, Home! Certified Home Buyer.

![MicrosoftTeams-image (66)](https://go.uhm.com/hs-fs/hubfs/MicrosoftTeams-image%20(66).png?width=2951&height=1007&name=MicrosoftTeams-image%20(66).png "MicrosoftTeams-image (66)")

## When competition is high, don’t make an offer unless you’re a Ready, Set, Home! Certified Home Buyer.

[ start today ](https://go.uhm.com/ready-set-home-rl)

*Lock and Shop Program (“Program”) will lock your initial interest rate for up to 90 days. To be eligible for the Program, borrower must participate in the Ready, Set, Home! Certified pre-approval program with Union Home Mortgage (“UHM”). No property address is required when participating in the program. There is a $1,000 required pre-payment of closing costs (“Pre-Payment”) associated with this Program due at time of lock. The $1,000 will be applied as a credit to closing costs at the time of loan closing. The $1,000 pre-payment will only be refunded if the loan does not originate with UHM. Subject to lender discretion.  Visit https://bit.ly/LockTandC for full terms and conditions.

**Union Home Mortgage requires advance payment for credit report and appraisal fees prior to loan closing.

###### ![UHM Stacked Logo (1)](https://go.uhm.com/hs-fs/hubfs/UHM%20Stacked%20Logo%20(1).png?width=200&height=58&name=UHM%20Stacked%20Logo%20(1).png) Get a mortgage you can rave about.

NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.   [Privacy Policy ,](https://www.uhm.com/privacy-policy/)** [Licensing Information](https://www.uhm.com/licensing-information/)**

 

 Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

 

This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

** ![Equal Housing Opportunity Logo (1)](https://go.uhm.com/hs-fs/hubfs/Equal%20Housing%20Opportunity%20Logo%20(1).png?width=45&height=48&name=Equal%20Housing%20Opportunity%20Logo%20(1).png)   Copyright © Union Home Mortgage Corp. 2026 // 8241 Dow Circle West, Strongsville, Ohio 44136.**