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Get Ready, Set, Home!

Become a Certified Home Buyer and Lock Your Rate

When buying a home, make an offer that gives you the confidence of a cash buyer and peace of knowing you can achieve homeownership.

Become a Ready, Set, Home! Certified Home Buyer with Union Home Mortgage. We verify your financial assets upfront, giving you greater purchase power and a serious edge with sellers. Plus, shop for a home without worrying about fluctuating mortgage rates with Lock & Shop*.

  • Greater Purchase Power
  • Make an Offer that Competes with Cash
  • Close On Your New Home Faster

 

Terms & Conditions

 

lock and shop

Lock & Shop

Take advantage of our exclusive Lock & Shop program as a Ready, Set, Home! Certified Home Buyer that allows you to secure and protect a rate for up to 90 days while you look for a home.


• Mortgage Rate Locked for 90 Days
• Conventional, FHA, VA and USDA Loan Eligible
• No Property Address Required
• Available for Primary Residence

Secure Your Rate Today

Bring Homeownership Dreams to Life

When competition is high, don't make an offer unless you're a Ready, Set, Home! Certified Home Buyer.

Competitive Rates

Super Competitive Rates and Flexible Loan Options

Convenient Approval Process

Easy and Convenient Mortgage Approval Process

Less Fees Upfront

Experience Minimal Upfront Fees**

 

When competition is high, don’t make an offer unless you’re a Ready, Set, Home! Certified Home Buyer.

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When competition is high, don’t make an offer unless you’re a Ready, Set, Home! Certified Home Buyer.

*Lock and Shop Program (“Program”) will lock your initial interest rate for up to 90 days. To be eligible for the Program, borrower must participate in the Ready, Set, Home! Certified pre-approval program with Union Home Mortgage (“UHM”). No property address is required when participating in the program. There is a $1,000 required pre-payment of closing costs (“Pre-Payment”) associated with this Program due at time of lock. The $1,000 will be applied as a credit to closing costs at the time of loan closing. The $1,000 pre-payment will only be refunded if the loan does not originate with UHM. Subject to lender discretion.  Visit https://bit.ly/LockTandC for full terms and conditions.

**Union Home Mortgage requires advance payment for credit report and appraisal fees prior to loan closing.